Company Benefits

Welcome Message

Introduction

We want to highlight the following benefits for our full-time eligible employees. This guide will provide an overview of the benefits full-time employees are eligible to participate and utilize. We recognize that competitive and value-adding benefits are an important component to our employee’s overall fulfillment in their careers and we hope our benefits will add value to your experience with EverGRO FS.

Each year we are dedicated to reviewing our benefits and evaluating our options. In addition, each year we will offer an Open Enrollment period for all employees to have the opportunity to review and change their benefits for the upcoming year.

This Enrollment Guide provides you with a general overview of the benefits offered to you. It is important that you familiarize yourself with the benefits EverGRO FS offers from the information provided in this booklet. We encourage employees to review the more comprehensive and detailed resources provided by our carriers.

You will be provided a comprehensive booklet from our providers:

• Sentara: Medical
• Anthem: Dental and Vision
• Mutual of Omaha: Group Life with AD&D, Disability, Critical Illness, Accident, Voluntary Life, Employee Assistance Program, & additional discounts and services.

Dependents / Beneficiaries

When enrolling for your benefits, you will be able to select and identify your dependents and beneficiaries. Please make sure to have their personal information ready to enter into the system, i.e. date of birth, social security number, etc.

Additional Resources

If you have specific questions please direct them to the Human Resources department. You can also visit our providers website or call for additional questions related to coverage, specific plan details, in-network providers and more.

Enrollment Instructions

Benefit Enrollment will be offered through our vendor, Employee Navigator. Benefit enrollment must be completed virtually by visiting their website at, www.employeenavigator.com. Instructions will be provided to each employee on how to login, create a new user account and get started. Employees can login to review their benefits 24/7. During our annual open enrollment, the company will specify the timeframe when this resource will be available to complete.

You have 14 calendar days from the start of employment to enroll in your benefits. They will then take effect the first of the month following your start date.

*Exceptions to this could include annual open enrollment period or a life changing event during the year.*

Payroll Deductions

You pay for your share of your benefit costs through payroll deductions. Deductions are equally divided by EverGRO FS’ 26 pay periods. It is your responsibility to verify that the benefits elected were applied and premiums deducted properly from your first paycheck in January or on
your first applicable paycheck following your start date.

You will pay for Medical, Dental, Vision, FSA, and HSA with pre-taxed dollars and Supplemental Life, Spouse Life, Child Life, AD&D and all of the Voluntary benefits with post-tax dollars.

Who Can Enroll in Benefits

All full-time EverGRO FS employees are eligible for our benefits. For details regarding who is eligible to enroll in benefits, review the specific plan descriptions from our providers, Sentara, Anthem, and Mutual of Omaha.